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Colorado's #1 Mortgage Team
7400 E Araphoe Road, Suite
109
Centennial, CO 80112
Office: 303-843-6100
Fax: 303-843-9203
mdt@ccmclending.com
Tom Ninness / Chris Zadra
NMLS# 121842 / 257763
Core Convictions
For more than 25 years, we have run our business following our guiding principles:
- Committed to honesty and integrity in all our activities
- Passionate about serving others
- Keen to learn, adapt and improve
- Committed to profitable growth
- Focused on managing risk
Team Information
Your Mortgage Dream Team was created by Tom Ninness and Chris Zadra in 1996. Their hope was to create a team of professionals who cared about educating their clients and partners more so than just "doing" loans.
Credit Library
- Biggest Credit Myths, Mistakes,and Misconceptions
- Credit Repair Service What to Expect
- Credit Scores Why Should I Care
- Credit Scoring Handout
- Credit Tips to Score Lower Rates
- Know the Score Three Steps to Better Credit
- My Credit Score Just Dropped, What Happened
- Protecting Credit During Divorce
- Rebuilding Credit It's Not Too Late
- Sample Credit Report Dispute Letter
- Security Freeze
- The Elements of a Credit Score
- The FICO
Purchase Library
- Avoid Changes to Your Financial Profile
- Choosing the Right Real Estate Agent
- Compare and Evaluate to Find the Right Home
- Deductions in the Loan Process
- Homebuyers Handbook Handout
- How Purchase Loans Are Made
- Interest Rates and Best Time to Lock
- Moving Checklist
- Planning Your Mortgage and Seeking Pre-approval
- Quick Tips for Getting Started on Purchase
- Shopping for the Right Mortgage
- Stop Paying Landlords Mortgage
- The Art of Home Purchase Negotiation
- Understanding the Home Appraisal Process
- What are Points and When Should you Pay Them
- What Lenders Look for in Home Loan Applications
